1. Check your rate in 5 minutes.
2. Get funded in as fast as 1 business day
3. 36% lower rates as compared to a traditional model
Why choose Upstart for your online personal loan?
You’re more than your credit score—Our model looks at factors such as your education and employment to help you get the rate you deserve.
Flexible Loan Amounts
You can get a personal loan from $1,000 to $50,000
Fixed Rates and Terms
Choose between personal loans in 3 or 5-year terms, with fixed rates of 2% – 7% APR
No Prepayment Fees
You can prepay your loan at any time with no fee or penalty
How to easily apply for a personal loan online in 3 steps
Get your rate
It takes less than 5 minutes to check your rate—and it won’t affect your credit score
Get approved
Most customers are instantly approved with no paperwork required
Get funds
Once approved, you could get your funds in 24 hours or less
We've helped more than 2.8 million customers
Dayana was able to pay down her debt with an $8,000 personal loan through Upstart
“You have no idea what that loan did for me. Thank you Upstart for really being that light at the end of a tunnel.”
