1. Check your rate in 5 minutes.
2. Get funded in as fast as 1 business day.
3. Apply for a loan from $1,000 to $50,000.
Why choose Upstart for your online medical loan?
With a medical loan, you can access the funds you need for elective and emergency procedures.
A smarter loan
Our model looks beyond your credit score, using your education⁴ and work experience to find you the rate you deserve.
Fixed rates and terms
Choose between medical loans in 3 or 5 year terms, with fixed rates of 6.4% – 35.99% APR.
No prepayment fees
You can prepay your medical loan at any time with no fee or penalty.
We've helped more than 2.8 million customers
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